Are you planning a big summer trip? You may be able to save some cash by using your credit card for some of your travel-related purchases.

There are both limited-time offers from card issuers and permanent cardholder benefits that may apply to credit cards already in your wallet — And you may not even know it!

These benefits can range from flight discounts to car rental insurance.

Before booking a trip, take a look at the list of things you need to check with your wallet credit card.


1. Find discounts from credit card issuers

Did you know that there is a menu of limited-time discounts (travel, etc.) only for those who have a credit card?

Many card issuers, including American Express, Chase, and Citi, have portals for billing credit card customers for these offers for free.

These transactions are usually for a limited time, have some spending caps, and must be “opted in” to the issuer’s app or website. Then you need to complete the transaction with that credit card.

Amex offer

Please note that the offers you see will vary depending on your particular credit card. For example, not all Amex cardholders receive the same benefits. If you have a card with a high annual fee, you will find that the offer is better.

Examples of airline offers worth traveling this summer range from JetBlue to Amex Offers. Discovered by Doctor of Credits:

Some other discounts found include a 10% discount on purchases made through Alaska Airlines or Marriott.

We cannot guarantee that you will be eligible for a particular transaction with your credit card, but we recommend that you check your card’s offers to see if there are any that you can use.

Oh, and don’t forget to check out potential trading offers for gas and food. They can help you save money on your trip too!


2. Use free car rental insurance from some credit card issuers

If your next trip involves renting a car, many of you may be able to decline the sometimes exorbitant pricing policy offered by the high pressure method at rental counters.

Some credit cards insure your rent at no additional charge!

To be eligible for this benefit, you must purchase the rental using a credit card that extends the offer. Most card issuers should refuse the insurance offered by the rental agency.

Team Clark Credit card list This provides this benefit, but even if the card isn’t on the list, it’s a good idea to check with the card issuer to see if the card is eligible. You can also read more about primary and secondary car rental insurance in our article.

This saves at least $ 25 a day compared to accepting what the insurance company offers at the rental counter. Team Clark recommends refusing to have a credit card that offers insurance. (You can get compensation with car insurance, or you can contact the insurance company to get compensation.)

Please note that claims of compensation from credit card issuers may not apply to rental cars outside the United States.


3. Cover the cost of time saving airport security check pass

If you are the type of traveler who goes to the airport frequently, you are well aware that the TSA security line can be a consumer of time.

You can skip these long lines with either a GlobalEntry or TSAPreCheck subscription.And a lot of popularity Travel credit card We offer to cover the subscription costs of any of these services. All you have to do is pay for it with a card that offers the benefits.

Money expert Clark Howard uses him Capital One Venture X A card that covers the cost of renewing his global entry subscription. Note that the global entry includes TSAPreCheck (but not vice versa).


4. Lock in travel protection by purchasing travel using your credit card

Some credit cards offer different levels of travel cancellation insurance at no additional charge only if you use your credit card to purchase your trip.

This type of insurance is intended to cover the cost of prepaid non-refundable fares if the trip is canceled or shortened due to bad weather or illness.

In recent years, there have been many examples of situations in which travelers, whether pandemics or natural disasters, have presented scenarios in which they could have benefited from this type of coverage.

Check to see if one of your credit cards offers this benefit, then read the fine print to see if it fits the type of trip you’re planning.

I have one of the Chase credit cards that offers this protection and pulled out a sample of its fine print.

Some chase credit cards offer travel cancellation insurance.
Tracking

5. Consider using your reward points to book your trip with your credit card company

One easy way to save money on a trip is to never spend real money.

If you have a lot of reward points spent on your credit card for years, it’s a good idea to check out the redemption options to see if you can get a free flight or stay at a hotel on your trip. increase.

Many of the major card issuers offer the ability to book trips directly from their website using Rewards Points. And there are some that give bonus redemption value by using points in this way.

Programs like City Thank You Rewards When Chase Ultimate Rewards We partner with many of the most popular airlines and hotel brands, so you don’t have to sacrifice travel quality when using this route.


6. Use the card that rewards you the most for your travel-related spending

If you are carrying more than one Reward your credit card In your wallet, you will want to make sure you plan which card you plan to use for each purchase of your trip.

If you have Travel credit cardMay make the most sense to use for buying flights, booking hotel rooms, etc.

But is that all you do on this trip?

Think about which card to use to buy meals or fill up your petrol tank on an expedition.

Choosing the card that offers the most cashback or top reward tier for each purchase is an easy way to get your credit card to “pay” for the summer travel purchases you were planning to make anyway. ..

Of course, this only makes sense if you are disciplined and pay all these invoices in full when the deadline is reached.

If you need to balance as a result of this trip, it’s a good idea to consider whether you need to postpone until you have a budget. Also, if you need to use a card to keep your balance, it’s better to skip the rewards and use the card with the lowest APR possible.


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